Today's financial industry is still a system of fragmented and independent financial services, which are left to the consumer to stitch together. The lack of support in creating these "seams" has long been explained by the complexity of implied calculations and the scarcity of required expertise. However, modern technology can empower banks and insurers to take the weight of uncertainty off their customers' shoulders and guide them through financial decisions considering the big picture. Let us leave inconsistent, inaccessible or siloed financial guidance or advice in the past and embrace seamless finance, helping people build the financial future they desire and lay the foundations for a world where everyone can make educated financial decisions.
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