For most of us, buying property constitutes the most significant purchasing decisions we will make in our lives. Just getting onto the ladder to begin with is becoming increasingly difficult. There are a couple of key ‘input’s we need to include in such a vital decision-making process. A mortgage may be the most tangible way many of us deal with financial risk on a day-to-day, or more accurately month-to-month basis. Few tools available on the market offer an all-encompassing ‘holistic’ framework which can contextualise how we can make such decisions to lead to optimal outcomes but let us try to imagine how such a tool could look.
