• Payments and cash management
  Unify your commercial customer experience and strengthen payments and cash management services featuring rich UI and UX capabilities, machine learning, and artificial intelligence.
• Digital account opening and onboarding
  Accelerate your digital transformation via a comprehensive collection of digital account opening, onboarding, and engagement solutions that support and end-to-end digital customer journey.
• Risk and fraud management
  Gain security and peace of mind with risk and fraud solutions, offering unparalleled protection from fraud and financial crime, while helping banks comply with regulations.
• Insights and analytics
  Unify data sources across your organization - laying the groundwork for positive and proactive customer experiences that minimize churn, built on a deep understanding of customer needs.
• Open banking
  Build and bundle the products and services that matter to your customers with a standards-based API platform for you and your partners.

The Digital Banking IQ suite drives deeper customer engagement, making banks and their customers smarter, by leveraging Bottomline's expansive capabilities including award-winning UX, a rich heritage of delivering world-class business payments and cash management solutions to banks and businesses around the globe.