additiv
HQ Address
Talstrasse 65, 8001 Zurich, Switzerland
Website Address
Relevant Regions
Business introduction
Introducing the future of wealth management
Be the catalyst for change in the financial services industry through easy, quick and affordable digitalization
Established in 1998, additiv partners with leading companies across the world to help them capitalize on the possibilities of digital wealth and investment management.
additiv’s DFS® omnichannel orchestration platform is a system of intelligence for wealth management. It supports wealth managers looking for best-in-class Software-as-a-Service (SaaS) to deliver better engagement at greater scale. It enables financial institutions to access new distribution channels through a Banking-as-a-Service (BaaS) model. And it allows banking and non-banking providers to embed wealth services into their proposition.
Headquartered in Switzerland, with regional offices in Singapore, UAE, Germany and Kenya, additiv is supported by a global ecosystem of partners.
Their products include:
- Hybrid Wealth Manager: Productivity and customer engagement tools with full investment services – whether the customer is advisor assisted, self-services or both.
- Credit Engine: Comprehensive multi-lender and omni-channel platform for secured and unsecured loans.
- Wealth Robo Advisor: Mobile-first app delivering rich customer experiences at scale, targeted at the self-service / assisted mass affluent segment.
- Risk Analytics Dashboard: Risk metrics, up-to-date, consistently applied to all portfolios and campaigns, near real-time.
- Wealth Solution Builder: Tools for financial institutions to build their own, end-to-end, digital wealth offering and unique client journeys with complete autonomy at an unseen speed with the support of additiv technical staff.
ATRAM Wealth 360
Business Intelligence & Practice Management, Portfolio & Wealth Management Systems
17/05/2023
Unleashing the potential of Wealth-as-a-Service
Digital Platforms & Tools, Market & Business Infrastructure, Technology Strategy & Consulting
02/06/2023
The wealth management market in the Phillippines
Market Analysis, Understanding & Sizing, Portfolio & Wealth Management Systems
01/05/2023
Cloud, Ecosystem partners and APIs: the move to embedded finance
22/06/2022
Embedded finance in Europe: the opportunity
20/06/2022
Separating the value chain - additiv's approach to embedded finance
18/06/2022
additiv's business model evolution
16/06/2022
How additiv's WealthTech is driving embedded finance
Digital Platforms & Tools, Technology Strategy & Consulting
12/06/2022
New value propositions for the new generation of wealth holders
10/06/2022
Working at Additiv - an environment for innovation
10/06/2022
The momentum for embedded finance in wealth management
06/06/2022
How additiv differs from its competitors
05/06/2022
Working at Additiv - contributing to a mission of purpose
06/03/2022
Working at Additiv - a collaborative culture
04/03/2022
Working at Additiv - being empowered to take ownership.
02/03/2022
Working at Additiv - accessing an entrepreneurial culture
28/02/2022
Buy versus build: the market status and considerations
24/02/2022
Traditional and new products and services of relevance in the future of wealth management
20/02/2022
Today's client and the standard wealth management offering
18/02/2022
Wealth management digitalization in the Middle East and the impact of the pandemic
16/02/2022
Additiv's service offering for the market
14/02/2022
The importance of health and wealth in Switzerland
12/02/2022
Addressing Swiss wealth management client concerns
10/02/2022
Working at Additiv - focusing on a common mission
08/02/2022
Working at Additiv - a particular employee profile
06/02/2022
Working at Additiv - a drive for success
04/02/2022
Working at Additiv - Supporting our most important assets
02/02/2022
The Importance of Health & Wealth in Switzerland
Client Engagement & Management, Digital Platforms & Tools
01/02/2022
SmartWealth: How Commonwealth Bank Indonesia continues to deliver record-breaking innovation
Client Engagement & Management, Digital Platforms & Tools, Technology Strategy & Consulting
27/01/2021
How Commonwealth Bank Indonesia and additiv are driving digital transformation in wealth management
Digital Platforms & Tools, Technology Strategy & Consulting
27/01/2021
SmartWealth: Key success factors for launching digital wealth management solutions to the market
Digital Platforms & Tools, Technology Strategy & Consulting
27/01/2021
SmartWealth: The strategic rationale for Commonwealth Bank Indonesia to launch its SmartWealth app
Client Engagement & Management, Digital Platforms & Tools, Investment Platforms & Tools, Technology Strategy & Consulting
27/01/2021
additiv: Nachhaltige Anlagelösungen sind die Zukunft
Technology Strategy & Consulting
04/01/2021
additiv: Financial service firms key considerations when implementing digital transformation
Client Engagement & Management, Data Management & Analysis, Software Development & Management, Technology Strategy & Consulting
17/12/2020
additiv: Ecosystems to drive success in digital transformation
Data Management & Analysis, Digital Platforms & Tools, Technology Strategy & Consulting
15/12/2020
additiv: Reducing friction through digital transformation
Business Intelligence & Practice Management, Client Engagement & Management, Digital Platforms & Tools, Technology Strategy & Consulting
10/12/2020
additiv: The importance of implementing a system of intelligence
Core Banking, Technology Strategy & Consulting
08/12/2020
additiv: Grosser Kunden-Erfolg der digitalen Anlagelösungen
Technology Evaluation & Selection, Technology Strategy & Consulting
07/12/2020
additiv: Omni-channel Distribution dank innovativer, digitaler Plattform
Digital Platforms & Tools, Technology Strategy & Consulting
04/12/2020
additiv: How is additiv meeting the technology needs of the wealth management marketplace?
Software Development & Management, Technology Strategy & Consulting
03/12/2020
additiv: Innovative digitale Plattform ermöglicht tiefe Betriebskosten
Digital Platforms & Tools, Digital (Robo) Investing, Technology Strategy & Consulting
03/12/2020
additiv: Einfache, verständliche digitale Anlagelösungen für PostFinance Kunden
Digital (Robo) Investing, Software Development & Management, Technology Strategy & Consulting
02/12/2020
additiv: Ensuring modern technology infrastructure readiness for wealth managers
Software Development & Management, Technology Evaluation & Selection, Technology Strategy & Consulting
01/12/2020
additiv: PostFinance mit vier neuen digitalen Anlagelösungen
Digital Platforms & Tools, Investment Platforms & Tools, Trading & Back Office
27/11/2020
additiv: The main considerations for driving digital transformation
Cyber & Network Security, Software Development & Management, Technology Implementation & Management, Technology Strategy & Consulting
26/11/2020
additiv: Wie PostFinance ihr digitales Anlagegeschäft aufgebaut hat (How PostFinance built their digital investment business)
Digital Platforms & Tools, Digital (Robo) Investing, Technology Strategy & Consulting
25/11/2020
additiv: The main considerations for driving digital transformation
Digital Platforms & Tools, Technology Strategy & Consulting
12/11/2020
additiv: Ecosystems to drive success in digital transformation
Business Strategy & Advisory, Software Development & Management, Technology Strategy & Consulting
09/11/2020
The digitalization of wealth management in the Middle East
Digital Platforms & Tools, Digital (Robo) Investing, Technology Strategy & Consulting
12/10/2020
additiv removes virtual borders using FastTrack for Azure
Market & Business Infrastructure, Technology Strategy & Consulting
25/08/2020
Hubbis interview: Supporting the mass affluent segment with technology solutions
Technology Strategy & Consulting
22/07/2020
Hubbis interview: Services, products & technology to support the mass affluent segment?
Client Engagement & Management, Digital Platforms & Tools
17/07/2020
Hubbis interview: Technology helps drive dramatic opportunities in mass affluent wealth
Client Marketing & Prospecting, Digital Platforms & Tools, Digital (Robo) Investing, Investment Platforms & Tools
14/07/2020
Lessons from the media industry applied to the shifts taking place in finserv [Michael Stemmle]
Business Strategy & Advisory, Technology Strategy & Consulting
25/05/2020
Diamonds, dog-food and being an API-first company [Guy Levy]
Software Development & Management
23/04/2020
Michael Stemmle (additiv): What can banks do to boost their trust in these times?
Digital Platforms & Tools
02/04/2020
Michael Stemmle (additiv): How can banks add value for clients?
Digital Platforms & Tools, Software Development & Management
02/04/2020
Christine Schmid and Michael Stemmle (additiv): What society needs from the financial sector?
Digital Platforms & Tools
02/04/2020
Everything-as-a-Service and the collaboration dividend
Digital Platforms & Tools, Software Development & Management
20/03/2020
Build your own banking systems [Bert-Jan van Essen]
Digital Platforms & Tools, Market & Business Infrastructure, Software Development & Management
12/03/2020
additiv: An introduction to the topic of financial and wealth inclusion (Part 2)
Digital Platforms & Tools, Digital (Robo) Investing
21/05/2019
additiv: An introduction to the topic of financial and wealth inclusion (Part 1)
Client Engagement & Management, Digital Platforms & Tools
09/05/2019
additiv: How the firm is developing its solution offering to support the changing technology needs of the market
Digital Platforms & Tools, Digital (Robo) Investing
15/03/2019
additiv: Five questions on technology trends in the wealth management sector
Digital Platforms & Tools, Digital (Robo) Investing
08/03/2019
Business Overview
additiv DFS® is an omni-channel platform built to underpin digital age banking architecture. It is an orchestration layer that sits between client interaction channels and systems of record. Available to everyone at any time, additiv DFS® adapts to changing needs and intelligently delivers personalization, at scale. It enables companies to:
- Embed regulated investment services into context-relevant user journeys.
- Orchestrate interactions between client channels, systems of record, banking services and more.
- Grow their customer base by integrating regulated services into new distribution channels.
additiv DFS® enables companies to launch instantly enterprise-ready, out-of-the-box wealth management services. Built on our WealthTech platform, their preconfigured products deliver seamless and engaging interaction for all customer groups across all channels. All complemented by a catalogue of RESTful APIs.
additiv DFS® is a cloud-native WealthTech platform with the most advanced technologies:
- Transparent: Removing logic from the channel and core banking system keeps DFS® flexible.
- Scalable: Our cloud DFS® platform is linearly scalable; supporting banks, wealth and asset managers of any size with the highest level of availability.
- Secure and compliant: All data in DFS® is fully encrypted at rest and in transit. A sophisticated permission system, plus multifactor authentication minimizes risks.
- Open ecosystem: Our partners provide complementary data, services or functionality, helping you to deliver differentiating WealthTech solutions.
- API first: DFS® microservices-based approach allows for specialized use cases, fast experimentation and launch of new services.
- Low TCO: API-first architecture means minimal maintenance and change costs.
DFS® is a system of intelligence, offering complete flexibility as needs evolve, from expanding existing businesses to embedding their services anywhere and everywhere. Customer experiences are key to client acquisition; driving the need to separate ‘systems of interaction’ from the orchestration layer. DFS® creates this separation with the most powerful orchestration engine, delivering a growing ‘system of intelligence’ that consumes and deploys data from several books of record. As a result, additiv’s WealthTech platform enables companies to simultaneously deliver multiple highly engaging experiences at digital age scale.
Partners
Key Data
Year founded
1998employees
51-200offices
6Type of Clients
- Asset Managers
- Bank Wealth Managers
- Digital Wealth Manager
- Family Offices
- Financial Advisors
additiv Solutions
additiv Hybrid Wealth Manager
additiv Hybrid Wealth is a omni-channel, advisor-led, out-of-the-box, fully integrated wealth management suite that is based on the additiv DFS Wealth Platform. It drives omni-channel client experience and servicing. This orchestration suite is designed for the creation and operation of digital offerings, including services and products with various business models for......
business needs
- Client Engagement & Management
- Digital Platforms & Tools
- Investment Platforms & Tools
- Portfolio Build, Analysis & Reporting
- Portfolio & Wealth Management Systems
Client type
client geography presence
view solutionadditiv Wealth Robo Advisor
additiv Wealth Robo Advisor are based on the DFS Wealth Platform, and they provide the wealth management industry with a compelling solution to serve their clients with a self-service wealth accumulation and/or wealth decumulation solution. Use cases include the entry into new client segments or markets in a cost-efficient manner or......
business needs
view solution
Banking-as-a-Service (BaaS)
The benefits of utilizing BaaS: Boost sales and volumes: Reach an additional client base and reduce client acquisition costs. Lower average costs: Utilize excess capacity efficiently and reduce costs through volume growth. Grow profits: Achieve 3x higher Return on Equity (ROE) and increase profit channels. Embed into context-relevant user journeys With additiv’s DFS® platform, financial......
business needs
view solutionCredit Engine
Credit Engine supports the whole client journey: Digital client onboarding Instant scoring and valuation of collateral (for example real estate, securities) Credit offers from multiple lenders based on their risk model Servicing the loan Prospective secondary market. Credit Risk Engine sits on a single platform, seamlessly integrated into a core banking or loan management system. It......
business needs
view solutionEmbedded Wealth Solutions
additiv’s DFS® platform allows brands to easily embed wealth management into their offering. Services can be tightly integrated into an existing journey, or offered standalone. The platform connects brands with additiv’s regulated and fintech ecosystem partners to deliver the end-to-end customer journey and fulfilment. Benefits of Embedded Wealth Embed wealth management into......
business needs
view solutionRisk Analytics Dashboard
The analysis is possible for an individual client portfolio, the client book of an advisor, the client portfolio of an entire team and every organizational unit (market, country, region etc.). The dashboard view can be personalized based on roles and authorization level. The Risk Analytics Dashboard makes bank-wide exposure management a......
business needs
- Business Intelligence & Practice Management
- Portfolio Build, Analysis & Reporting
- Risk Analysis & Management
Wealth Solution Builder
The foundation is the additiv DFS® platform and its extensive, ever growing RESTful API catalogue. Allowing a faster time to market, flexibility while letting FIs focus on their clients’ needs. It utilizes a standardized and unified API framework to enhance existing channels and add new ones: Tailormade: Build your own solution according......
