57 Broadwick Street, London, WIF 9QS, United Kingdom
Get deeply granular, forward-looking insight on your commercial customers, to effectively manage risk, unlock efficiencies, and empower your teams to explore new growth opportunities
Commercial Credit. Redefined.
We apply forward looking analysis to investment and credit decisions for the financial industry.
We strive for more clarity and predictability, less volatility through economic and climate change, and ultimately greater access to finance for the businesses that make up the backbone of economies worldwide.
Two entrepreneurs were seeking funding
Back in 2005, ONCI’s founders, Rishi Khosla and Joel Perlman, were looking for a working capital loan to support their growing business, a financial research outsourcing company called Copal Amba which they’d launched in 2002.
ON Credit Intelligence Suite Features ML-powered anomaly detection, peer comparisons, sector insights, and scenarios Deep granularity, with 283 unique scenarios mapped to 500 sub-sectors Instant credit analysis Data-driven real-time sector insights Proactive, continuous credit monitoring Portfolio-wide stress tests at speed, at the individual borrower level Early warning indicators for at-risk loans Seamless integration into existing bank systems Lender outcomes 360° view......
Proactive insights a mile wide and a mile deep OakNorth aggregates near real-time data from multiple sources to create an unprecedented view of your loan book. By overlaying a suite of proprietary, subsector-specific stress scenarios, OakNorth enables you to quickly understand the overall health of your borrowers. Drill down to the......
Work smarter, not harder OakNorth Portfolio Monitoring allows your institution to take proactive, preventative action across your portfolio, getting ahead of borrower financial hardship, industry driven risk deterioration, and potential covenant breaches. ON Portfolio Monitoring leverages machine learning to analyze borrower financial data and sector information to provide early warning indicators......