OakNorth Portfolio Insights creates a forward-looking, 360° view of your entire credit portfolio at the granular loan level. Access immediate & actionable intelligence to stress test your loan book, proactively minimize credit losses, and identify opportunities for growth.
Proactive insights a mile wide and a mile deep
OakNorth aggregates near real-time data from multiple sources to create an unprecedented view of your loan book. By overlaying a suite of proprietary, subsector-specific stress scenarios, OakNorth enables you to quickly understand the overall health of your borrowers. Drill down to the individual loan level to hone in on potential problem areas and take corrective action before they become detrimental to your portfolio.
Real-time insights powered by AI and machine learning
OakNorth’s proprietary models take the guesswork out of portfolio management by surfacing relationships between data points across multiple dimensions within a company and sector. The software learns based on borrower activity and sector intelligence and automatically flags events, borrowers, and other items that potentially place your institution at risk of losses. At the same time, ON Portfolio Insights proactively identifies borrower and sector drivers that are indicative of gains, giving you confidence to make fast lending decisions.