Work smarter, not harder  
OakNorth Portfolio Monitoring allows your institution to take proactive, preventative action across your portfolio, getting ahead of borrower financial hardship, industry driven risk deterioration, and potential covenant breaches. ON Portfolio Monitoring leverages machine learning to analyze borrower financial data and sector information to provide early warning indicators in case of deterioration in credit quality. This enables institutions to have preliminary conversations with borrowers before negative credit issues arise and provide a higher quality of service.

Real-time insights powered by AI and machine learning
The software analyzes each borrower’s data in the context of its geography and sector. We monitor billions of data points to detect anomalies in your loan book and alert you when a portfolio, transaction, loan, or borrower needs attention.

Relationship Managers have all the information they need and more for check-ins or annual reviews with their customers and to continue lending with confidence.