MiFID II and FIDLEG-compliant risk profile
The creation of a regulation-compliant risk profile constitutes the basis of investment advice, but represents a challenge for many financial advisers and carries a high risk of mistakes. aixigo's Advising Kit prevents erroneous entries. It assists the adviser in the profile creation and highlights potentially conflicting information.

Customer preferences and objectives as guidelines for investment advice
To ensure a successful customer-bank relationship and provide a personalised financial service, customer preferences need to be comprehensively considered. For this reason, the customer's investment preferences are systematically assessed and fully incorporated into the investment advice through algorithms.

Manual or algorithmic portfolio construction including ongoing quality monitoring
Unlike standard investment advisory software, aixigo's Advising Kit signals violations of the predefined framework conditions utilising an alert – irrespective of whether the bank's strategy requires manual or fully automated algorithmic portfolio construction. This ongoing quality monitoring ensures that the investment recommendation of the financial adviser consistently achieves a high level of quality.

Regulatory mandatory as well as promotional simulations & analyses
Various simulations and analyses can be carried out by the financial adviser to enhance the transparency and comprehensibility of an investment recommendation. Such analyses may be motivated by regulatory requirements (cost-benefit analysis of reallocations) or by sales considerations (scenario analysis, Monte Carlo simulation). Furthermore, a before-and-after comparison permits communicating the benefits of the recommended investment to the customer in a transparent and comprehensible way.

Integration of customer-specific explanatory texts and automatic creation of the declaration of suitability
If the customer wants to deviate from the investment advice recommendation, aixigo's Advising Kit allows complying with this request while acting in a regulation-compliant manner. Due to the integrated, regulation-compliant explanatory texts and the automatic creation of an equally regulation-compliant declaration of suitability, even advice to demanding customers can be provided in a highly efficient manner.

Comprehensive back-office tool (administration)
Within the Advising Kit, a powerful back-office tool is available which allows all technical parameters, products and texts to be adjusted easily at any time (including the automatic filing of productively used data records).