Thanks to the efficient advisory process, the adviser gains time which can be used to advise significantly more customers with consistently high quality. And that feels good for both sides!
Thanks to vast experience and the use of state-of-the-art technology, aixigo has developed a solution that redefines future cashflow advice by striking the perfect balance between complexity and simplicity.
aixigo’s Cashflow Planner is fully compliant with regulations, offers a superior user experience and is easy to understand.
aixigo’s Cashflow Planner offers the user extensive options for simulating cashflows as part of the advice process, taking into consideration the requirements of the FCA. All values are adjusted for inflation and calculated in real terms. All taxes (including income tax, capital gains tax, lifetime allowance, inheritance tax, pension transfer fees, etc.) are considered. Specific tax bands, thresholds and rates of increase for all relevant regions can be defined. The simulation of What-if Scenarios such as pension transfers, income drops, changes in the death age of a customer or market crash provide a holistic simulation.
aixigo‘s API based Cashflow Planner enables fast integration into existing infrastructures. Thanks to RESTful API, our software can be used in advisory services as well as offer on a firm’s own website, or even as online banking service – providing the perfect opportunity to engage with customers at each touchpoint. Furthermore, our RESTful API allows the integration of the Cashflow Planner into new services at any time.
Financial & Retirement Planning, Investment Platforms & Tools, Portfolio Build, Analysis & Reporting
19/01/2021
Graphic display of simulation results
Income
Pensions
Assets and investments
Loans and liabilites
Protection
Estate & inheritance tax
Investment & reallocation rules
What-if scenarios
Regulatory compliance with FCA guidelines
1. The perfect balance between complexity and simplicity
Our tool is built to showcase the understanding of a planning expert while enabling the understanding of a non-expert. A customer who feels understood remains loyal and will recommend your services to others.
2. Reduced training effort
Thanks to the optimally designed and intuitive process, advisers can focus their attention on the customer; the training and introduction effort is very low.
3. Increased service quality
By significantly reducing manual processes, the time saved can be used by advisers to better understand their customers and deliver better service. Satisfied customers are more likely to stay with a firm over the long term as their assets grow.
4. Increased sales profits
With aixigo's Cashflow Planner, the customer enjoys the full attention of the adviser. Thanks to the user-friendly interface and simplified presentation of complex matters, even a non-expert can understand what the adviser is presenting.
5. Service experience for customers
Through transparency and focus on the most essential aspects, cashflow advice becomes a user experience for advisers and a service experience for the customers. Service experiences create customer loyalty, as the use of the valued digital offerings becomes a regular part of customer activities.
6. Integrated regulatory compliance
Complex algorithms, based on input data at hand as well as the regulatory framework of the FCA, ensures that all restrictions are automatically complied with.
7. Multi-functional thanks to RESTful API
Being built with RESTful API, aixigo’s Cashflow Planner offers endless possibilities. You can use it in advisory services, offer it as a self-service tool on the website and integrate it into new services at any time.
8. Expression of appreciation of the client's wealth
From the first use of aixigo’s Cashflow Planner, customers will recognise the value of your advice. Your customer will get answers to complex questions like " Will my assets provide financial security even in difficult times?” providing a clear indication that the adviser is taking care of and managing the customer's wealth.
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