Akkuro
HQ Address
Joan Muyskenweg 22, Amsterdam, Holland, 1096 CJ, Netherlands
Website Address
Relevant Regions
Business introduction
Technology for a lifetime of financial services
Built to compose. Engineered to scale
Akkuro provides a composable platform tailored to the needs of modern wealth management, redefining composable banking by enabling financial institutions to seamlessly build, integrate and expand financial services across investments, payments, deposits and more. Our platform is designed to work alongside existing systems, minimising disruption while supporting continuous innovation.
With Akkuro, banks, wealth managers and fintechs can assemble best-in-class solutions, adapt to evolving client needs and future-proof their technology stack. The modular structure allows for seamless integration with third-party tools, faster deployment of new capabilities and alignment with regulatory requirements.
Designed for flexibility and adaptability, Akkuro supports the creation of personalised client journeys, the expansion of product offerings and the improvement of operational efficiency. Institutions can modernise gradually and sustainably without the need for full-scale system replacements.
By enabling consistent, data-driven and scalable wealth management experiences across channels, products and client segments, Akkuro helps financial organisations deliver value today while building the foundation for long-term growth and innovation.
Architecture and key capabilities
- Composable and modular ecosystem
- Institutions can activate only the modules they need (e.g. lending, investing, savings, CRM, core banking).
- The platform integrates easily with legacy systems or modern fintech stacks.
- Cloud-agnostic and hybrid deployment
- Supports public cloud, private cloud, on-premise, hybrid or multi-cloud setups.
- Complies with data residency, sovereignty and regional regulatory requirements.
- API-first and developer-friendly
- Offers API sandboxes, SDKs and full documentation for rapid integration.
- Facilitates connections with third-party services, fintech solutions and core banking platforms.
- Enterprise-grade scalability and performance
- Multi-country, multi-language and multi-channel support from a single platform.
- Real-time transaction processing, client onboarding and analytics capabilities.
- Automation and innovation readiness
- Minimises manual processes with workflow automation.
- Includes low-code/no-code tools for process configuration.
- AI capabilities for decision intelligence and advanced analytics.
- Security and compliance built-in
- End-to-end encryption, fraud prevention and secure architecture across all deployment types.
- Embedded compliance features for AML, PSD2, GDPR and other global and local regulations.
Implementation and delivery model
- Implementation is structured in stages. Inception, alignment and integration, construction, testing and validation and go-live support.
- The process is designed to be fast, collaborative and transparent, with close customer involvement.
- Delivery includes stakeholder interviews, integration frameworks and structured project planning.
Akkuro enables institutions to compose high-impact savings and investment services with speed, control and full alignment to operational and regulatory demands.
Akkuro Savings & Investments portfolio management
25/09/2025
Savings & Investments private banking
31/08/2025
Business Overview
We build financial services that do not just meet the moment, they grow with it. Beyond digitalisation or modernisation, we enable financial institutions to build deep, lasting relationships with the people they serve.
Our platform Akkuro, by Topicus, is not just about agility or innovation. It is also about impact that resonates over time. Helping institutions grow with their customers, support life’s major moments and create financial journeys that stand the test of time.
By Topicus
Akkuro is part of Topicus Group, with over €1,2 billion in annual revenue, a presence in 26 countries and operations across 40+ markets.
Backed by close to 9,000 employees, the group empowers organisations to serve better, grow stronger and lead with confidence. Topicus.com Group operates under Constellation Software, a global software group listed on the Toronto Stock Exchange and known for acquiring, building and growing industry-specific software businesses worldwide. Topicus connects people, systems and data to solve complex societal challenges.
Topicus Group (TSXV:TOITF/TOIV) and Constellation Software (TSX:CSU.TO) are both publicly listed on the Toronto Stock Exchange.
Customers
Akkuro Savings & Investments works with a broad range of financial institutions, from established banks to fast-scaling digital wealth managers. Our clients typically seek scalable, compliant and composable solutions to modernise savings and investment services, improve operational efficiency and reduce time-to-market.
Notable examples include:
- ING replaced legacy systems with the Akkuro Investment Platform to digitise its investment offering, streamline global brokerage, and compete with online-first players. The solution automated millions of transactions, reduced costs and enabled faster product launches.
- Semmie, a digital wealth manager, gained operational independence and scaled rapidly by implementing Akkuro’s platform. Within a year, the firm achieved triple-digit growth in AUM while cutting costs and eliminating external dependencies.
- Achmea Bank and Nationale-Nederlanden (NN Bank) expanded their fiscal savings propositions by integrating tax-efficient investment products using Akkuro’s modular technology.
- NN Bank also adopted Akkuro Savings to roll out new savings products at scale, improving system integration and accelerating digital transformation.
Across all these use cases, Akkuro enables institutions to deliver modern, client-focused savings and investment experiences backed by a robust, compliant and future-ready technology foundation.
Partners
A network built for innovation and scalable impact
We believe great technology does not stand alone. That is why Akkuro partners with a trusted network of leading organisations that help banks move faster, scale smarter, and deliver lasting impact. Whether accelerating implementation, expanding capabilities, or enabling seamless integration, our partners play a critical role in extending the value of our platform. Together, we deliver flexible, future-ready solutions that empower financial institutions to innovate with confidence. Locally and globally.
Key Data
Year founded
1998employees
1001-5000offices
4Type of Clients
- Asset Managers
- Bank Wealth Managers
- Brokers/Broker-Dealers
- Digital Wealth Manager
- Financial Advisors
Akkuro Solutions
Akkuro Savings & Investments
Smart savings solutions for modern banking Our savings suite supports customisable term deposits, variable interest accounts and fiscal savings products designed to fit seamlessly into existing ecosystems. With features like scheduled payments, direct debits and real-time insights, institutions can automate key processes, simplify compliance and enhance client engagement with intuitive, transparent......
business needs
- Core Banking
- Digital Platforms & Tools
- Investment Platforms & Tools
- Portfolio & Wealth Management Systems
Client type
- Asset Managers
- Bank Wealth Managers
- Brokers/Broker-Dealers
- Digital Wealth Manager
- Financial Advisors
client geography presence
view solutionFiscal investments
Our platform ensures compliance with local tax regulations, automates portfolio management and adjusts risk levels as clients approach their goals. With features like automated rebalancing, goal-based monitoring and seamless transitions to payouts, you can deliver secure, tax-optimized investment strategies that grow your client base and strengthen relationships. Secure, compliant and tax-optimized......
business needs
Fiscal Savings
Through its automatic periodic direct debits, scheduled payments and goal-based monitoring, making the process effortless and intuitive. Gain real-time insights, reduce operational overhead, and offer tailored savings programs to your clients, all while maximising the opportunity to optimise tax potential. Tax-optimised savings solutions for banks Automate tax compliance, interest management and payments to optimise returns, balance risk and......
business needs
Global Trading
With real-time execution, seamless cross-border capabilities and direct integration with brokers and global exchanges, it ensures reliability and scalability. Advanced automation and risk management tools optimize performance, empowering institutions to trade smarter and more efficiently. Global trading without limits Access to all asset classes, advanced real-time trading and global market integration - empowering every......
business needs
Investments
There is a substantial market for financial institutions to develop innovative solutions that cater to this unmet need. Akkuro offers comprehensive solutions that seamlessly integrate into existing ecosystems, enabling financial institutions to deliver exceptional services to diverse client segments, from mass affluent clients to high-net-worth individuals. Cutting edge. Global to local. Built......
business needs
Portfolio Management
This allows advisors to focus on strengthening client relationships and expanding their client base. Designed for efficiency and scalability, it provides the perfect framework to translate investment strategies into structured models, ensuring they can be seamlessly marketed, implemented and processed in line with client risk profiles, goals, and values. Smarter, scalable......
business needs
Private banking
Deliver real-time performance monitoring and comprehensive, customizable reporting that provides transparency and aligns with each client’s unique goals. Tailored wealth management Personalized investment strategies at scale with real-time monitoring, reporting and optimization for complete transparency and control....
business needs
Savings
Simplify savings processes with scheduled payments, direct debits - backed by real-time insights and seamless compliance. Empowering your bank Offer customizable term deposits, dynamic variable interest accounts and intuitive tools to streamline operations, boost profitability and enhance client experiences. ...
business needs
Term Deposits
Our platform enables the creation, extension and expiration of term deposits with ease. It streamlines the payment processes, enhances client engagement and ensures regulatory compliance - helping banks deliver smarter, more flexible savings solutions. Smart and compliant savings operations Flexible rates, automated interest transfers and built-in compliance tools for seamless and efficient......
