Groundfloor is the first and only private real estate lending marketplace open to non-accredited investors. Before Groundfloor, only accredited investors had access to the diversification, risk-adjusted returns and control available via private market investments. Groundfloor opens the door to short-term, high-yield returns backed by real estate. We bring together individual investors looking for short-term lending investments and borrowers looking for short-term financing for their specific real estate projects. Borrowers get access to more flexible, faster and cheaper capital than a traditional bank or a hard-money lender. Investors get access to short-term, high-yield investments offering returns that average over 10%. 

Since funding the first Groundfloor loan in 2014, thousands of individual investors have built their own portfolios of loans ranging in yield from 5% to 23%, on terms of 6 to 12 months, with a low minimum investment.