SafePath gives retirees a simple way to assess their income safety over time:

• Safe zone
  Continue spending as planned
• Adjustment zone
  Reduce spending with confidence

Built on three core principles:

Infrequent adjustments by design
Because spending reductions are painful for retirees, SafePathSM minimizes frequency and amount of adjustments

Clear safety buffer visibility
Shows feasibility of unplanned spending and provides peace of mind during market volatility or unexpected expenses like medical costs

Forward-looking retirement health monitoring
Provides proactive alerts and actionable guidance to preserve long-term plan durability