Horizon is an AI-assisted cash-flow planning tool for UK regulated financial advisers. It helps firms turn client briefs, fact finds, meeting notes and supporting documents into an editable financial model, then develop clearer planning conversations around the client’s goals.

Advisers can review the underlying information, control assumptions and explore alternative scenarios with a planning copilot. AI helps gather information and edit the model; a deterministic financial engine calculates the projections. This gives advisers a consistent numerical basis for comparing options while retaining their own professional judgement.

Horizon brings together cash-flow and net-worth views, household planning, UK tax and allowance modelling, inheritance-tax exposure and retirement planning. Built-in simulations help explore retirement spending and capacity for loss. Advisers can stress-test possibilities and compare scenarios before presenting the plan to a prospect or client.

Presentation mode supports live conversations. Branded adviser PDF exports and password-protected, read-only client views help firms share the financial picture beyond the meeting. The aim is to reduce repetitive model preparation and make the potential value of advice easier to explain.

Horizon is particularly relevant to independent financial advisers preparing prospect meetings and client planning discussions. Access is arranged through an invitation or demonstration, with free-trial accounts available.

Horizon supports advice; it does not provide financial advice or recommendations. Advisers remain responsible for checking source information, assumptions and outputs and deciding what is appropriate for their clients. Meet Warren is not authorised or regulated by the FCA.