It uses intuitive navigation, goal-based planning, assumption-based methodology, and clear reports that allow you to spend more time with clients and less time creating financial plans. Instant, side-by-side scenario comparisons allow for rich client interaction.

Designed to simplify the planning process without sacrificing accuracy, Essential provides the fundamental tools advisers need to help clients understand their financial future and make informed decisions.

Essential offers an intuitive, goals-based planning experience that focuses on what matters most to clients — their objectives and how to achieve them. Advisers can efficiently model key milestones like retirement, education funding, and major purchases, presenting results in a way that is easy for clients to grasp. The platform’s clean interface and straightforward workflows make it simple to create plans, update assumptions, and run scenarios without added complexity.

By turning projections into meaningful conversations, Essential helps advisers build trust and engagement from the start of the client relationship. Its clear reports and visual outputs keep discussions focused on life goals, while built-in data transparency ensures clients understand how recommendations are formed.

Whether used as a standalone solution or as part of a broader planning strategy alongside Elite, Moneytree Essential provides an accessible yet powerful way for advisers to demonstrate value and foster stronger relationships. It’s an ideal fit for firms that want to make financial planning more approachable, deliver fast and accurate insights, and support clients in making confident decisions about their future.