Moody's Analytics financial planning solution helps retail investors and their financial advisers identify and communicate risk to make appropriate planning decisions and select investment options which are suitable for clients’ financial needs and risk profiles.
The risk and return characteristics of a financial plan must be communicated to a client in understandable terms. This can be accomplished by providing the client with a personalized projection of likely outcomes against stated financial or cash flow objectives, based on an existing or proposed investment strategy.
Further enabling the client and adviser to perform a series of “what-if” scenarios to understand their financial planning options significantly improves the communication of risk, for instance by helping to communicate to the client the core decisions within their financial plan.
Supporting better planning decisions is the core objective of the Moody's Analytics suite of products and services, and we have created a financial planning engine designed to meet the needs of a wide range of advice propositions.