The Challenges 

Retail and private banks typically have expensive and painful authentication solutions to address login processes. Actually, all solutions still require an alphanumerical credential such as a password, pin-code, OTP or (weak) security question to login, which creates major security weaknesses. A couple of organizations are also using hardware security tokens which over the years became very expensive hardware to manage, send or replace and which at the end, aren’t enough to prove it is really you.

In parallel, big digital players such as mobile device manufacturers or social network providers are challenging financial services by offering convenient login services which are totally uncontrollable and offer weak security. Managing the digital identity of customers in an independent way has never been so critical for financial services.

OneVisage Solutions

Premier Face SDK is recommended when there’s a need to use strong & universal 3D facial biometry, either as primary or secondary factor. As an example, a contract ID can be requested as first factor (“what you know”) and 3D facial biometry can be used as second factor (“who I am”) to login into an e-banking account.

Premier Secret SDK delivers 3D graphical authentication and is recommended to replace passwords, pin-codes or OTPs. For example, it can be used to log in a mobile payment application or used as “what you know” factor to secure a transaction.