Business introduction
The easiest way for users to connect their bank accounts to an app
Build on Plaid’s Open Banking platform to securely access clean, categorised financial data and initiate payments. Whether you’re a fintech or a financial institution, we’re here to help
Open Banking Integrations
Plaid’s integrations are Open Banking and PSD2 compliant, delivering secure and reliable access to the UK and European financial ecosystems.
Global network
Plaid is a leading provider in the UK, Europe and North America, connecting 3,000+ apps to 11,000+ financial institutions, all through a single API.
For developers, by developers
Plaid builds with developers in mind. Get set up in the Dashboard instantly, and with just a few lines of code, you can implement Plaid in an afternoon.
Plaid Solutions
Assets
Snapshot of a user’s finances Retrieve a consolidated summary showing account balances, historical transactions, and account holder identity information Transaction insights Review clean transaction data that includes category and merchant name—data is standardised across institutions Open Banking/PSD2 integrations Plaid’s integrations are Open Banking and PSD2 compliant, delivering secure and reliable access to the UK and......
business needs
view solutionAuth
Increase conversion rates Retrieve account number, sort code, IBAN, and BIC automatically within your application’s flow Prevent misdirected payments Ensure users set up payments with the correct account number and sort code Open Banking and PSD2 integrations Plaid’s integrations are Open Banking and PSD2 compliant, delivering secure and reliable access to the UK and European......
business needs
view solutionBalance
Real-time data Verify real-time account balances Open Banking/PSD2 integrations Plaid’s integrations are Open Banking and PSD2 compliant, delivering secure and reliable access to the UK and European financial ecosystems. ...
business needs
view solutionIdentity
Verify user identities using bank data Retrieve the full name on the account—data can be used to complement KYC procedures Open Banking/PSD2 integrations Plaid’s integrations are Open Banking and PSD2 compliant, delivering secure and reliable access to the UK and European financial ecosystem ...
business needs
view solutionPayment Initiation
User experience Your users can initiate payments without leaving your app or website, improving their experience and increasing conversions Verify payment status Reduce the possibility of misdirected payments by verifying the recipient account and confirming payment status Reduce costs Payment Initiation uses Faster Payments rails for low-cost payments ...
business needs
view solutionTransactions
Comprehensive data Retrieve 5+ years of transaction data, including merchant and category information Continuous transaction updates Stay up-to-date by receiving notifications via a webhook whenever there are new transactions associated with linked accounts Open Banking/PSD2 integrations Plaid’s integrations are Open Banking and PSD2 compliant, delivering secure and reliable access to the UK and European financial......
