Business introduction
Turn data into revolutionary financial products
Connect to real-time insights on the Plaid Network to create fast, safe, and smart financial experiences
Unlock financial freedom for everyone
Plaid is focused on democratizing financial services through technology. We build beautiful consumer experiences, developer-friendly infrastructure, and intelligent tools that give everyone the ability to create amazing products that solve big problems.
Make digital finance possible
We make it easy for people to securely connect their financial accounts to the FinTech services they choose. Our developer-friendly platform supports over 12,000 financial institutions so the over 7,000 digital financial services built on Plaid can be accessible to everyone.
Plaid Solutions
Assets
Gather an in-depth snapshot of a borrowers’ finances Retrieve a borrower's bank account information straight from their institution, including identity, historical and current balance, and historical transactions data. Convert more borrowers Improve loan application completion outcomes by leveraging Plaid’s best-in-class conversion rates and high quality data coverage across 12,000 institutions, including neobanks. Digitize your......
business needs
view solutionAuth
Maximize conversion Stand out with a user experience proven to convert 23% higher in head-to-head tests. Never miss a connection Reach more customers with account coverage for 99.9% of U.S. banks and credit unions. Configure it your way Stay in control by selecting the processor and authorization types that work best for you. ...
business needs
view solutionBalance
Reduce NSF fees Protect against overdraft and NSF fees by having visibility into available funds before you transfer (US and Canada). Enable account pre-funding Enable pre-funding of accounts with insight into balances (US and Canada). Comprehensive data Verify real-time account balances. ...
business needs
view solutionIdentity
Verify user identities using bank data Retrieve and match user names, phone numbers, addresses, and emails for individual and joint accounts—this can be used to complement KYC procedures. Onboard more good users without friction Auto-fill forms with identity data when users link their bank accounts. Reduce fraud losses and help prevent account takeovers Identity data......
business needs
view solutionTransactions
Onboard more customers More sign-ups mean more data. Our onboarding flow converted 23% better than competitors in a recent test–and we’re not slowing down. Never miss a checkout You can rest easy. We’ll notify you anytime there’s a new or updated transaction linked to a connected account. Turn data into insights No more guesswork. We......
