If it feels as though every feature request hinges on “one more integration,” you are not imagining things. Modern wealth-tech platforms already run on a hidden lattice of APIs—between 26 and 50 APIs power the average application today. In financial services, that number balloons to about 600 active APIs per firm. In other words: you are integrated; the only question is how fast you can switch on the next connection.
Yet each “simple” vendor feed still spawns a bespoke mapping project, months of coordination, and an ever-growing backlog that drags down roadmap velocity. CIOs, COOs, and heads of integration know the drill: whenever plumbing dominates the queue, innovation stalls and opportunity costs climb.
A better path is already taking shape. The API-management market is expanding at a 14 % CAGR as firms embrace endpoints and internal marketplaces instead of point-to-point code. But even this approach causes problems. By using a 3rd party gateway or mini-markets across many vendors the points of consolidation shift by mere inches.
That is exactly why Precept is licensed software that includes Portable Data Modules (PDMs) that are part of The Wealth Mosaic Marketplace. Each PDM is a fully mapped, reusable module you can drop into your stack—click, approve, done. No one-off transformers, no vendor paperwork, and no surprise schema mismatches.
The payoff mirrors what API-first leaders already see: innovation cycles that are unblocked and integration costs that are a fraction compared with custom projects. When every new partner is effectively “already integrated,” your team focuses on features clients can actually see.
Curious what same-day onboarding looks like in practice?
Book a live demo and watch a PDM deploy itself before your next coffee refill.