Discover how our ALM platform transforms your investment decisions

Asset Liability Management (ALM) is a strategic approach used by institutional investors to manage the balance between long-term obligations and available assets, particularly under adverse market conditions. Our platform integrates all assets and liabilities into a unified framework that incorporates capital market crises, non-normal return distributions, and future uncertainty to enable robust stress testing, scenario analysis and informed decision-making.

Key capabilities

• Dynamic scenario analysis - test the resilience of the balance sheet under a wide range of non-normally distributed market environments. Our platform simulates capital market disruptions, interest rate shocks, and inflationary pressures—helping you navigate uncertainty with confidence.
• Optimise strategic asset allocation through ALM Intelligence - optimise the resilience of your balance sheet by hyper-personalising the strategic asset allocation through an approach that accounts for your institution’s specific liability structure, investment restrictions and risk appetite—ensuring alignment with long-term ALM objectives and financial resilience.
• Integrate climate risks into long-term investment strategy - embed climate-related risks the strategic asset allocation with simulations and optimisations grounded in real-world conditions. Our platform incorporates advanced integrated assessment models and insights from Nobel Prize-winning economic research to quantify the financial impact of climate change. This enables institutional investors to assess risk-adjusted performance across diverse climate scenarios and time horizons. By aligning long-term investment strategies with evolving environmental realities, you strengthen resilience, meet regulatory expectations and demonstrate forward-thinking stewardship.