Track your paid subscriptions
It's never been easier to track recurring payments. Just link your bank accounts to the app and Emma will give you the list of all your active subscriptions.

You can even drill down to see the history of transactions for each subscription provider, identify any price changes and wasteful payments to help you clean up your finances.

Check it out, you'd be surprised how many subscriptions you're actually paying for!

All your accounts in one place
With Emma you can easily connect all your bank accounts, credit cards, savings & investments, cryptocurrencies and even pensions to track them in real time.

We support most banking providers in the UK, US and Canada. This means you can get an overall view of your finances across accounts at any time without having to check all your other apps.

What's more? You can visualise how your balance evolves over time, drill down to check your latest transactions for each account, and even create manual accounts for cash expenses or any providers we don't cover yet.

Smart budgets & actionable insights
So you'd like to know where your money is actually going?

Emma analyses your transactions across accounts and classifies them into spending categories for you with unprecedented accuracy.

Great budgeting starts with careful planning & reliable insights.

Just set your budgets after you sign up and Emma will sync them to your pay period. She'll let you know when you're spending too fast and cheer you on when you're on track.

You can even analyse spending by category and individual merchants over time to keep track of you progress and identify areas for improvement.

Account protection secure and encrypted
The protection of your data is our highest priority. Emma uses state-of-the-art security measures when handling your information. All connections between your device, our servers and your banks are protected using TLS 256-bit encryption.

When requesting statements from your financial institutions, bank-level security with read only access is utilized. This means your login credentials are never stored on our servers, and we never have access to make any changes to your accounts.

We know your data is sensitive to you. Simply put, we do not and will not sell or rent your personal information to anyone, for any reason, at any time.