An investor profiler can be used to recommend a specific asset allocation from one or more sets of asset allocations to an individual who is investing a specific sum of money for a specific purpose - with or without input from an advisor.

An investor profiler is a solution for a licensee with a retail investment site or a licensee with mainstream advisors who would find comprehensive planning and best practice regarding risk tolerance beyond that their skills/interests. The investor profiler is delivered to the investor/advisor from a website.

An investor profiler will usually involve the following components:

• Questions on time horizon, risk capacity and investment experience
• The FinaMetrica 12-question risk tolerance test
• Mapping to third-party asset allocations
• Alert messages when a recommendation cannot be made