Finology Software is a purpose-built platform that lets financial advisors deliver student-loan and debt strategy as a core service. The solution starts where the work is hardest: it imports a borrower's complete federal loan data directly from the National Student Loan Data System (NSLDS), removing hours of manual entry and transcription error. From there, advisors can model and compare every repayment pathway in one view - the new Repayment Assistance Plan (RAP), Income-Based Repayment (IBR), and Public Service Loan Forgiveness (PSLF) - on both monthly payment and lifetime cost. Household modeling handles multiple borrowers, marital filing status, and adjusted gross income, so advisors can quantify decisions such as filing jointly versus separately under the new rules. Every analysis can be exported as a branded, audit-ready client report. Because federal policy changed more in 2025-2026 than it had in a decade - RAP replacing SAVE, new borrowing caps, and Grad PLUS eliminated - Finology Software is maintained to reflect current law, so advisors stay compliant without rebuilding their own models. The platform is delivered as secure cloud software with no per-client fees, priced at $99/month or $89/month billed annually, and offered with a free seven-day trial. Finology Software is ideal for RIAs, fee-only planners, and advisors holding student-loan designations who want to add a high-demand, differentiated planning capability and engage the millions of borrowers affected by the July 1, 2026 overhaul.