By knowing how comfortable a client is with investment ups and downs, advisors can help bring calm and peace of mind when risk is realized. The Morningstar Risk Ecosystem provides a world-class psychological risk tolerance tool that helps simplify processes, stay compliant, and reassure clients.

How it works

Accurate psychometric risk assessment
Accurately measure investors’ familiarity with risk and market dynamics, plus their likely behavior in the face of volatility. Risk Profiler makes it easy for investors to understand the tradeoffs between risk tolerance, risk need, and risk capacity.

Personalized investment guidance
Identify the best investments and allocations for your clients’ by aligning their personal risk profile with their equity goals and timeline. Risk Profiler's investor-first approach helps you understand your clients’ needs and connect them with the right products.

Simplified compliance and defensibility
Risk Profiler features a transparent methodology that meets the regulations and compliance frameworks of the 20+ countries where it’s used.

Academically validated and trustworthy
Risk Profiler has been independently vetted using academically rigorous methods. Our software earned best-in-class scores and received an A+ rating for legal defensibility.

Full integration with Morningstar's ecosystem
Risk Profiler is part of a complete financial planning toolset, powered by Morningstar®. Full integration gives you access to Morningstar’s unparalleled research and expertise and puts all your client information in one place.