For today’s world of e-commerce and “mobile first”, payment card issuers need to offer more than just plastic. Digital payments are demanded everywhere: In web shops and in apps, using the ubiquitous mobile phone, tablet or desktop computer, or when paying with mobile devices in stores, or for person-to-person transfers.

Thanks to a deep integration with existing mobile apps and e-banking services, you as banks and card issuers can offer user-centric and attractive digital payment products. With cardholders always seeing your familiar and trusted brand, higher user rates and brand value can be realized. You participate in the transaction volume growth and reduce fraud risks.

ToPay from Netcetera is a suite of solutions to offer your cardholders more secure, faster, simpler and effortless digital payments. Run in a wallet-as-a-service model, you can quickly start offering eye-catching, globally accepted, issuer-branded wallets.

The ToPay Digital Payment Service Hub solutions:

• ToPay Cloud Payment
• ToPay eCom Token Connector
• ToPay Mobile Wallet
• ToPay Secure Checkout

ToPay Digital Payment Service in a nutshell

• Suitable for Mastercard, Visa, American Express cards and their tokenization services
• Worldwide acceptance through existing PSPs and contactless payment terminals
• Wallet-as-a-service: Hosted and operated by Netcetera, allowing fast time-to-market while minimizing the issuer’s setup and operations costs
• Full PCI DSS compliance for wallet servers, SDK, hosting and operations
• Highly configurable, for issuer or cardholder provisioned cards, optional card vault, loyalty features
• Extension points for converged wallets for omni-channel payments (Mastercard DSRP – Digital Secure Remote Payments)
• A single provider for all consulting, customization, project implementation, system integration, security setup
• Operated in Switzerland guarantees for quality, security and reliability