Earn more interest on your cash, get advice on how to manage your savings, and automate your investments at a low cost.

Grow your savings faster: A cash account that works as hard as you do
2.32% APY. FDIC-insured up to $1 million. Unlimited transfers. No fees.

Our Cash account is a secure place to grow your cash when you’re saving up to invest later or building a rainy day fund. Earn more than 20x the national average interest rate* so you can reach your short-term goals faster.

Put your savings to work: Passive investing on autopilot
We believe technology can handle some things better than people. Our software executes time-tested investment strategies, automatically looking for opportunities to improve your portfolio’s performance.

• Start with a solid foundation
  We’ll build you a diversified portfolio of low-cost index funds that aims to maximize your returns while keeping you in your risk comfort zone. And our software maintains the appropriate investment mix over time.
• Reduce the taxes you pay
  By implementing strategies like Tax-Loss Harvesting, our software helps lower the taxes you pay, so you’ll have more money to invest.
• Invest for a low fee: 0.25%
  We don’t let higher fees eat away at your returns. Pay only a 0.25% annual advisory fee on what you invest. No trading commissions. No sales calls. No, really.

Free financial guidance tailored to you: Find out if your finances are on track
After linking your financial accounts, we’ll give you insights into how early you can retire or in what neighborhood you can buy a home.

Plan for both your short and long-term goals, and we'll give you guidance on how to make it all happen.

Powered by technology: Finances made delightfully easy
Our mobile app gives you a single view of your finances. Before you open a cash or investing account, start with our free app to understand if you’re on track.