More interest than your everyday rate.

• 1% when you open a Cash account
• 3% when you direct deposit over $500/paycheque
• 4% when you have $100,000 with Wealthsimple

Spend your money, reinvest your rewards
Instantly earn 1% back in stock, crypto, or cash, every time you spend with your Wealthsimple card. Have your rewards automatically reinvested for you — no need to lift a finger.

Designed for investors

• Earnings on every dollar - The money in your Cash account is always working hard for you — whether it’s earning interest, or being reinvested in your other Wealthsimple accounts.
• Faster access to your funds - Get paid up to a full day early. Sign up for direct deposit with your employer, and your pay will land earlier than it would with any of the big banks.
• Increased deposit coverage - Money in your Cash account is placed in trust with up to 3 CDIC member institutions to extend CDIC deposit protection for a combined $300,000. Your money is better protected, and you can access it when you need it.