Solution introduction

The smart way to offer Group RRSPs

Low fees and intelligent portfolios make Wealthsimple Work the retirement benefit your people will actually use

Backed by Nobel Prize-winning research
Research has proven that passive investing — tracking the market over time using a diversified portfolio — is the most reliable way to grow your money over the long term.

Help employees save smarter

  • Low fees - Employees keep more of every contribution. Group retirement plans typically carry fees in the 1.5–2.5% range. Wealthsimple charges 0.4–0.5%.
  • Smart investing - Retire with more. We offer globally diversified portfolios that mirror market growth, instead of active mutual funds that often underperform it.
  • Tax deductible contributions - Help your employees reduce income tax on every paycheque vs. waiting for a tax time reimbursement.

Take the guesswork — and paperwork — out of group retirement

  • Hassle-free digital onboarding - Get started in minutes with a simple, online process that helps employees choose the right portfolio.
  • Effortless transfers - Existing GRSP program? Our simple transfer process takes the heavy lifting off your plate.
  • Easy access for employees - Boost enrollment and engagement with our award-winning website and mobile app.
  • Easy admin for employers - Update employee info and manage your plan in just a few clicks.

Powerful financial tools with friendly human help

  • Inclusive options - Support D&I efforts by offering value-driven options, like Socially Responsible Investing (SRI) and Halal portfolios.
  • On-call experts - Get advice when you need it from money experts who keep it simple.
  • 3 million Canadians and counting - Partner with the investing platform your people already know and love.
  • Human-friendly resources - Learn more about retirement or finance with helpful guides written for humans.

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