We are pleased to announce the publication of WealthTech 2026, the latest edition in our WealthTech Annual Series exploring the intersection of technology and wealth management. This year’s report captures a sector at a pivot-point in its ongoing technological transformation – not one driven solely by long-standing structural forces, but by the increasing centrality of technology as a strategic determinant of competitiveness, scalability, and differentiation across the wealth management landscape.
In 2026, wealth management firms are moving beyond experimentation and proof-of-concepts with digital platforms, cloud infrastructure, and early artificial intelligence (AI) use cases. The focus today is on execution, integration, and measurable value. Technology in wealth management has shifted from a marginal support function to a core driver of operating models and strategic outcomes – shaping everything from advisory support and portfolio insights to compliance, onboarding, and operational workflows.
This year’s report reflects the industry’s migration from exploration to execution. AI is now operationally consequential, with firms embedding advanced applications across front, middle, and back office functions. However, this shift highlights challenges, too. AI amplifies both strengths and weaknesses – making data foundations, integrated systems, and coherent architectures essential for unlocking its full potential. Without these, advanced AI capabilities remain constrained.
Interested in reading more about WealthTech in 2026? Read the report online here.
WealthTech in 2026 – a sector maturing into execution
A few core themes lie at the heart of our latest WealthTech annual report.
Data itself is fundamental. WealthTech 2026 demonstrates that ability to collect, structure, govern, and activate data consistently is essential for firms to achieve their strategic ambitions across personalisation, regulatory compliance, cybersecurity, and AI enablement. Firms that have invested in unified data strategies are moving faster and scaling insights more deeply. Firms without those foundations face rising complexity and diminishing returns from disconnected point solutions.
Technology investment continues to grow, but strategic discipline is now defining where and how firms are allocating that investment – prioritising integration, optimisation, and fit over simple proliferation of technology tools. Long-standing debates about “buy, build, or rent?” are giving way to more nuanced decision-making informed by modern, API-driven architecture and the maturity of third-party platforms.
Client expectations are also shaping and being shaped by technology and its capabilities. As those capabilities expand, so do client baselines – yesterday’s “wow!” becomes tomorrow's baseline requirement. This dynamic is enabling more sophisticated wealth propositions, including private markets and family office-style services to a broader range of client segments, but it is also heightening demand for firms to stay ahead of the curve.
Regulation and risk are also shaping the WealthTech landscape in 2026. Regulatory regimes are increasingly emphasising outcome-focused monitoring, explainability, and repeatability at scale. Here, technology is not merely a compliance tool but a source of competitive advantage for firms that want to build resilient and outcome-oriented systems.
These themes describe a sector entering a more consequential phase of transformation – with capability, discipline and alignment as the watchwords for technology integration.
Deepen the conversation at WealthTech 2026: US edition event
The report sets the foundation for our WealthTech 2026: US edition live event, taking place on 29 April 2026 at the New York headquarters of report contributor EY. Brought to you in partnership with EY, the US event will bring together stakeholders across the US wealth management ecosystem to deepen the report’s insights and explore the latest WealthTech trends.
Attendees will include WealthTech vendors and wealth managers representing banks, broker-dealers, credit unions, registered investment advisers, and family officers. To find out more about WealthTech 2026: US edition, read our full preview article here.
Interested in discovering more and joining us at WealthTech 2026 in New York? For more information and ticket options, click here.
What you’ll find in the report
WealthTech 2026 delivers a broad view of where the industry sits today, and where it’s heading tomorrow. In these pages, you’ll find:
- A foreword written by April Rudin of The Rudin Group and Nick Rice of Brunswick Group, setting the scene for the report – exploring how digital tools are reshaping client management, investments, cross-border wealth, philanthropy, and firm operations;
- Top 10 trends shaping WealthTech, offering a high-level view of the forces driving change in 2026;
- Data and insights into technology spending across wealth management; and
- An interview with Tom Wooders, UK and Ireland Regional Head at Allfunds, about how open architecture and data infrastructure are expanding access to private markets
You’ll also find a set of seven stimulating industry perspectives authored by a range of participants in the WealthTech sector. These include:
- How AI simulation accelerates growth in wealth and asset management – contributed by Sameer Munshi, Head of Behavioural Science and Simulation at EY
- AI will expose which firms built for scale, and which built for show – contributed by Kendra Thompson, Founder and Principal at Epok Advice
- From portfolio management to wealth management: an evolutionary progression – contributed by Dominique Jooris, CEO and Founder, and Chris Morris, CTO and Co-Founder, at WMCockpit
- The five pillars of transformation – contributed by Jim Tousignant, Founder and CEO at FinTech Studios
- Generative AI automates. Agentic AI thinks. – contributed by Murali Nadarajah, Chief Information Officer at Eton Solutions
- Beyond the hype: AI integration in wealth management operating models – by Mark Yeo Tee Shen, Ambassador at The Wealth Mosaic
- Innovation in wealth management: AI, digital assets, and an innovation culture – by Sharmil Patwa, Founder at Opus Una, and Andy Elphick of Anglia Ruskin University.
Finally, the report presents a pair of showcases featuring individual technology solutions designed with the needs of RIAs in mind. These include:
- Showcase #1 — Defensible consumer outcomes (Contributed by Kidbrooke)
As FCA scrutiny shifts from implementation to evidence, wealth and retirement firms must demonstrate consistent, explainable customer outcomes. This article explores how scalable analytics, governance, and reusable decision logic enable firms to evidence Consumer Duty compliance across channels without replacing core platforms.
- Showcase #2 — Artificial intelligence and trust (Contributed by WealthDynamix)
As AI adoption accelerates in wealth management, trust remains human-led. This article explores how firms can deploy AI responsibly to reduce friction, scale personalisation, and strengthen adviser-client relationships, without compromising transparency, governance, or data security.
Thank you to all our report contributors named above. Their insights collectively describe a sector where technology is no longer defined by potential, but by execution. It’s no longer a matter of what it could do, but by what it is doing. For our readers, we hope WealthTech 2026 serves as a valuable resource – informing strategy, guiding investment decisions, and deepening understanding of the transformation that is now well underway.
Interested in reading WealthTech 2026? You can read and download the report online here.
About The Wealth Mosaic
The Wealth Mosaic is a UK-headquartered online solution provider directory and knowledge resource, focused specifically on the wealth management industry.
For wealth managers, the buy side of our marketplace, The Wealth Mosaic is designed to enable discovery of key solutions, solution providers and knowledge resources by specific business needs.
For solution providers and vendors, the sell side of our marketplace, The Wealth Mosaic exists to support the positioning, exposure and business development needs of these firms in a more complex and demanding market.
Interested in discovering more? Read our reports!
- US RIA Toolkit 2026 – read here
- Future View Toolkit 2025 – read here
- UK Toolkit 2025 – read here
- AI Toolkit 2025 – read here
- Client Experience Toolkit 2024 – read here
- US WealthTech Landscape Report 2024 – read here
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