We are pleased to announce the publication of the UK Toolkit 2025, the latest in our series of Toolkit reports focused on the key themes and currents impacting wealth management around the world. Each Toolkit report focuses on a key industry theme, segment, or geography.
This report — our first Toolkit to focus on a specific geographic market — focuses on the United Kingdom’s wealth management market, the headline drivers of change around this market, and some of the leading themes through which wealth managers can bring technology into their businesses to drive efficiency, support change, open new clients, enable advisers, and more.
The UK Toolkit 2025 features a total of 14 contributions from a variety of industry participants around the UK’s wealth management sector. Among these are eight contributions from technology vendors who have each contributed a topic-focused Showcase profiling an individual technology solution.
We would like to thank the report contributors for their insight into the needs of wealth management in the UK today. For our readers, we hope this report is valuable. We look forward to sharing more knowledge resources with you in the near future — see below for further details.
Discover how UK wealth management is transforming. Read the report here today.
REPORT AT A GLANCE
UK wealth management in focus
The UK wealth management sector is undergoing rapid transformation. Once defined by personal relationships and steady growth, it now stands at the crossroads of technology, evolving client expectations, and global market change.
Technology investment has tripled over the past decade, becoming a front-line driver of competitiveness and productivity. Data presented in this UK Toolkit demonstrates that greater technology spend correlates directly with improved productivity and higher revenue per adviser. Yet success depends on using new technology wisely — aligning digital tools with commercial strategy, culture, and client expectations. While Artificial Intelligence (AI) enhances efficiency, human empathy remains irreplaceable.
Today’s clients expect advice that is personalised, data-driven, and seamlessly accessible. As our focused section on the client experience shows, the emerging generation of clients especially demand end-to-end digital journeys, rather than digital bolt-ons to an essentially offline service offering. The ask of wealth managers is to stop treating digital as an overlay, but instead as a catalyst that empowers advisers to engage with clients ever more effectively.
This UK Toolkit 2025 shows that in a crowded field, the firms that will thrive are those that focus on solving real problems rather than chasing hype. Innovation remains essential — but so does the ability to communicate value in human terms. The challenge is to combine digital agility with human understanding, operational rigour with creativity, and scale with personal relevance.
Data insights
We open with a scene-setter profile of the state of wealth management in the United Kingdom today. Our Data Insights section provides a curated collection of relevant insights and data points, sourced from reputable third parties, to help contextualise where the United Kingdom sits in the global wealth market, and the most dynamic elements of that market. It serves as a foundation for understanding key challenges, opportunities, and strategies for growth, competitiveness, and long-term relevance.
Industry perspectives
Understanding the industry’s perspective is crucial to understanding the trends shaping wealth management in the UK today. In this section, we present a trio of insights from BWC Benchmarking, WealthTech Strategy Partners, and wealth marketing agency SK, to provide thoughts on technological investment, a preview of a future growth market, and a strategy for WealthTech firms to tell compelling stories about their unique offerings.
These insights, and those of our client experience-focused section, serve as a foundation for the perspectives that follow, where solution providers will dive deeper into individual technologies driving the response to these changes and the technological foundations of the modern UK wealth manager.
Client experience focus
With client expectations rapidly transforming amid the unprecedented transfer of generational wealth, client experience (CX) has become a defining measure of success for wealth management firms in the UK and elsewhere. In this section, we have gathered three insight pieces from attendees at a roundtable we held in London earlier this year: the roundtable’s moderator Ian Ewart, Board Director of Advisor FinTech and Financial Services, as well as leading technology providers Unblu and Backbase.
These articles explore how the UK wealth management sector is reimagining CX to focus on engagement, trust, and service through technology, strategy, and human connection. Together, they are intended as a roadmap for wealth firms seeking to deliver meaningful, technology-enabled, and human-centred experiences for today’s client base.
Showcases
Finally, the report presents eight showcases featuring individual technology solutions for the challenges and opportunities facing wealth management in the UK. These include:
- Showcase #1 — The Purple Fabric Gen-AI platform (contributed by Intellect AI)
From prospect to lifelong client, Purple Fabric’s multi-agent AI solution reduces cycle times, expands adviser capacity, and embeds FCA-ready governance throughout every stage of the wealth management journey.
- Showcase #2 — The wealth manager toolkit (contributed by ERI)
Private bankers and wealth managers must evolve beyond traditional advisory as clients demand hyper-personalisation, real-time interactions, and transparency. To stay competitive, they need an all-in-one digital platform that integrates data-driven insights, seamless client engagement, and operational excellence into a unified, modernised service model.
- Showcase #3 — Intelligent automation (contributed by additiv)
How intelligent automation is transforming wealth management by removing friction, enhancing personalisation, and scaling advice delivery.
- Showcase #4 — Back office efficiency (contributed by Objectway)
In today’s fiercely competitive wealth management industry, the back office is undergoing a transformation few would have predicted a decade ago. Once considered a behind-the-scenes cost centre, its modernisation has become a strategic priority for firms determined to stay competitive.
- Showcase #5 — Future-proof portfolio management (contributed by FA Solutions)
Discover how a modern, data-driven Investment Book of Record (IBOR) empowers wealth managers with a single platform to manage public and private assets, consolidating portfolio data to drive real-time insights, automation, and compliance — future-proofing operations for the next wave of client expectations and technological innovation.
- Showcase #6 — AI adoption (contributed by WealthObjects)
AI is revolutionising UK wealth management by enhancing efficiency, personalisation, compliance, and client engagement. This article looks at key applications across the adviser lifecycle and outlines how firms can responsibly adopt AI to deliver smarter, scalable, and more client-focused financial services.
- Showcase #7 — Digitising family office operations (contributed by Altoo)
Family offices must prioritise operational excellence in a shifting UK wealth landscape. Embracing digital platforms like Altoo empowers them to move beyond manual workflows, enabling near real-time reporting, secure data consolidation, and deeper client engagement.
- Showcase #8 — Mastering alternatives (contributed by QPLIX)
Transform the way you handle demanding portfolios by using innovative technology to integrate alternative assets into portfolios — enabling greater access, transparency, and efficiency for firms managing complex, multi-asset wealth.
Interested in reading the UK Toolkit 2025? Click here to read the report.
Continue the conversation in 2026
Are you a WealthTech vendor interested in continuing the conversation? If so, join our UK WealthTech Vendor Forum in London on 22 January — an event of learning, insight-sharing, and networking.
As the UK wealth management industry continue to evolve, and industry professionals increasingly recognise the transformative potential of WealthTech, the demand for collaboration and knowledge exchange is intensifying. That is why The Wealth Mosaic has launched this exclusive event series crafted to meet these needs, assembling diverse vendors and solution providers focused on the UK market.
The inaugural event of 2026 will be held from 5pm to 8.30pm on 22 January at the Eight Club Moorgate. Featuring Advintro and UK Toolkit 2025 contributor BWC Benchmarking, this gathering promises a unique opportunity for technology and related vendors to discuss shared challenges, exchange experiences, and forge meaningful connections.
Tickets are available here.
INTRODUCING MOSAIC
We are excited to announce the forthcoming launch of Mosaic, a new magazine from The Wealth Mosaic. Debuting in December 2025, each issue will cover a range of topics from across the global wealth management landscape, whether focused on business, technology, investment, legal, or any other of the many themes now shaping the sector.
Mosaic will offer participants a variety of ways to position, inform, and engage our global audience on their business, solutions, knowledge, perspectives, and people. As it develops, Mosaic will feature specific focus themes, geographies, and market segments in each issue.
Whether you want to launch a product, profile a leader, highlight an initiative, position on a theme, enter a new market, or more, Mosaic is a flexible and responsive channel sitting alongside our website publishing and more detailed report model to support your ongoing needs.
ABOUT THE TOOLKIT REPORT SERIES
The Toolkit Report Series covers thematic, geography and wealth manager segment-focused reports, each tasked with delving into the topics and supporting technologies of relevance to help wealth managers of all types better understand how they should bring technology into their business and in which areas.
Following this report on the UK market, the report series will publish ongoing reports mixing thematic, geography and wealth manager-segment focused releases. Next in the series, we are looking at:
ABOUT THE WEALTH MOSAIC
The Wealth Mosaic is a UK-headquartered online solution provider directory and knowledge resource, focused specifically on the wealth management industry. Built around a curated and constantly growing and evolving directory of solution providers to the wealth management sector across the world, our business is founded on five core principles that make us different from other offerings in the market:
- Wealth management-focused
- Directory-first
- Research-led
- Online-first
- Accessible
Behind this report, the engine room of our business in delivering all of the above is our website. This is available to any user 24/7, 365-days a year. As of July 2024, our website hosts over 2,750 solution provider profiles and hosts over 6,250 solution profiles from these businesses. Each of these solutions is tagged to at least one of the 39 headline Business needs categories across our first two live marketplaces (Technology and Data, and Consulting, Research and Support Services). These Business needs categories create the first level of filtering around our Solution Provider Directory.
Alongside our core directory focus, we continue to add and further develop the content, knowledge resources, and tools within our platform to support the user in their discovery, learning and engagement process.
For Wealth Managers
For wealth managers, the buy side of our marketplace, TWM is designed to enable discovery of key solutions, solution providers and knowledge resources by specific business needs.
For Solution Providers
For solution providers and vendors, the sell side of our marketplace, TWM exists to support the positioning, exposure and business development needs of these firms in a more complex and demanding market.
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