additiv

HQ Address

Riedtlistrasse 27, 8006 Zürich, Switzerland

Website Address

www.additiv.com

Connect with additiv
Business introduction

Introducing the future of wealth management

Be the catalyst for change in the financial services industry through easy, quick and affordable digitalization

Established in 1998, additiv partners with leading companies across the world to help them capitalize on the possibilities of digital wealth and investment management.

additiv’s DFS® omnichannel orchestration platform is a system of intelligence for wealth management. It supports wealth managers looking for best-in-class Software-as-a-Service (SaaS) to deliver better engagement at greater scale. It enables financial institutions to access new distribution channels through a Banking-as-a-Service (BaaS) model. And it allows banking and non-banking providers to embed wealth services into their proposition.

Headquartered in Switzerland, with regional offices in Singapore, UAE, Germany and Kenya, additiv is supported by a global ecosystem of partners.

Their products include:

  • Hybrid Wealth Manager: Productivity and customer engagement tools with full investment services – whether the customer is advisor assisted, self-services or both.
  • Credit Engine: Comprehensive multi-lender and omni-channel platform for secured and unsecured loans.
  • Wealth Robo Advisor: Mobile-first app delivering rich customer experiences at scale, targeted at the self-service / assisted mass affluent segment.
  • Risk Analytics Dashboard: Risk metrics, up-to-date, consistently applied to all portfolios and campaigns, near real-time.
  • Wealth Solution Builder: Tools for financial institutions to build their own, end-to-end, digital wealth offering and unique client journeys with complete autonomy at an unseen speed with the support of additiv technical staff.

Cloud, Ecosystem partners and APIs: the move to embedded finance

22/06/2022

Watch this interview with Guy Levy, Head Research & Development, additiv...

Embedded finance in Europe: the opportunity

20/06/2022

Separating the value chain - additiv's approach to embedded finance

18/06/2022

additiv's business model evolution

16/06/2022

How additiv's WealthTech is driving embedded finance

Digital Platforms & Tools, Technology Strategy & Consulting

12/06/2022

Working at Additiv - an environment for innovation

10/06/2022

Working at Additiv - contributing to a mission of purpose

06/03/2022

Working at Additiv - a collaborative culture

04/03/2022

Working at Additiv - being empowered to take ownership.

02/03/2022

Working at Additiv - accessing an entrepreneurial culture

28/02/2022

The momentum for embedded finance in wealth management

26/02/2022

Buy versus build: the market status and considerations

24/02/2022

New value propositions for the new generation of wealth holders

24/02/2022

How Additiv differs from its competitors

22/02/2022

Traditional and new products and services of relevance in the future of wealth management

20/02/2022

Today's client and the standard wealth management offering

18/02/2022

Wealth management digitalization in the Middle East and the impact of the pandemic

16/02/2022

Additiv's service offering for the market

14/02/2022

The importance of health and wealth in Switzerland

12/02/2022

Addressing Swiss wealth management client concerns

10/02/2022

Working at Additiv - focusing on a common mission

08/02/2022

Working at Additiv - a particular employee profile

06/02/2022

Working at Additiv - a drive for success

04/02/2022

Working at Additiv - Supporting our most important assets

02/02/2022

The Importance of Health & Wealth in Switzerland

Client Engagement & Management, Digital Platforms & Tools

01/02/2022

SmartWealth: The strategic rationale for Commonwealth Bank Indonesia to launch its SmartWealth app

Client Engagement & Management, Digital Platforms & Tools, Investment Platforms & Tools, Technology Strategy & Consulting

27/01/2021

SmartWealth: Key success factors for launching digital wealth management solutions to the market

Digital Platforms & Tools, Technology Strategy & Consulting

27/01/2021

SmartWealth: How Commonwealth Bank Indonesia continues to deliver record-breaking innovation

Client Engagement & Management, Digital Platforms & Tools, Technology Strategy & Consulting

27/01/2021

How Commonwealth Bank Indonesia and additiv are driving digital transformation in wealth management

Digital Platforms & Tools, Technology Strategy & Consulting

27/01/2021

additiv: Nachhaltige Anlagelösungen sind die Zukunft

Technology Strategy & Consulting

04/01/2021

additiv: Financial service firms key considerations when implementing digital transformation

Client Engagement & Management, Data Management & Analysis, Software Development & Management, Technology Strategy & Consulting

17/12/2020

additiv: Ecosystems to drive success in digital transformation

Data Management & Analysis, Digital Platforms & Tools, Technology Strategy & Consulting

15/12/2020

additiv: Reducing friction through digital transformation

Business Intelligence & Practice Management, Client Engagement & Management, Digital Platforms & Tools, Technology Strategy & Consulting

10/12/2020

additiv: The importance of implementing a system of intelligence

Core Banking, Technology Strategy & Consulting

08/12/2020

additiv: Grosser Kunden-Erfolg der digitalen Anlagelösungen

Technology Evaluation & Selection, Technology Strategy & Consulting

07/12/2020

additiv: Omni-channel Distribution dank innovativer, digitaler Plattform

Digital Platforms & Tools, Technology Strategy & Consulting

04/12/2020

additiv: How is additiv meeting the technology needs of the wealth management marketplace?

Software Development & Management, Technology Strategy & Consulting

03/12/2020

additiv: Innovative digitale Plattform ermöglicht tiefe Betriebskosten

Digital Platforms & Tools, Digital (Robo) Investing, Technology Strategy & Consulting

03/12/2020

additiv: Einfache, verständliche digitale Anlagelösungen für PostFinance Kunden

Digital (Robo) Investing, Software Development & Management, Technology Strategy & Consulting

02/12/2020

additiv: Ensuring modern technology infrastructure readiness for wealth managers

Software Development & Management, Technology Evaluation & Selection, Technology Strategy & Consulting

01/12/2020

additiv: PostFinance mit vier neuen digitalen Anlagelösungen

Digital Platforms & Tools, Investment Platforms & Tools, Trading & Back Office

27/11/2020

additiv: The main considerations for driving digital transformation

Cyber & Network Security, Software Development & Management, Technology Implementation & Management, Technology Strategy & Consulting

26/11/2020

additiv: Wie PostFinance ihr digitales Anlagegeschäft aufgebaut hat (How PostFinance built their digital investment business)

Digital Platforms & Tools, Digital (Robo) Investing, Technology Strategy & Consulting

25/11/2020

additiv: The main considerations for driving digital transformation

Digital Platforms & Tools, Technology Strategy & Consulting

12/11/2020

additiv: Ecosystems to drive success in digital transformation

Business Strategy & Advisory, Software Development & Management, Technology Strategy & Consulting

09/11/2020

The digitalization of wealth management in the Middle East

Digital Platforms & Tools, Digital (Robo) Investing, Technology Strategy & Consulting

12/10/2020

additiv removes virtual borders using FastTrack for Azure

Market & Business Infrastructure, Technology Strategy & Consulting

25/08/2020

Hubbis interview: Supporting the mass affluent segment with technology solutions

Technology Strategy & Consulting

22/07/2020

Hubbis interview: Services, products & technology to support the mass affluent segment?

Client Engagement & Management, Digital Platforms & Tools

17/07/2020

Hubbis interview: Technology helps drive dramatic opportunities in mass affluent wealth

Client Marketing & Prospecting, Digital Platforms & Tools, Digital (Robo) Investing, Investment Platforms & Tools

14/07/2020

Lessons from the media industry applied to the shifts taking place in finserv [Michael Stemmle]

Business Strategy & Advisory, Technology Strategy & Consulting

25/05/2020

Diamonds, dog-food and being an API-first company [Guy Levy]

Software Development & Management

23/04/2020

Christine Schmid and Michael Stemmle (additiv): What society needs from the financial sector?

Digital Platforms & Tools

02/04/2020

Michael Stemmle (additiv): How can banks add value for clients?

Digital Platforms & Tools, Software Development & Management

02/04/2020

Michael Stemmle (additiv): What can banks do to boost their trust in these times?

Digital Platforms & Tools

02/04/2020

Everything-as-a-Service and the collaboration dividend

Digital Platforms & Tools, Software Development & Management

20/03/2020

Build your own banking systems [Bert-Jan van Essen]

Digital Platforms & Tools, Market & Business Infrastructure, Software Development & Management

12/03/2020

additiv: An introduction to the topic of financial and wealth inclusion (Part 2)

Digital Platforms & Tools, Digital (Robo) Investing

21/05/2019

additiv: An introduction to the topic of financial and wealth inclusion (Part 1)

Client Engagement & Management, Digital Platforms & Tools

09/05/2019

additiv: How the firm is developing its solution offering to support the changing technology needs of the market

Digital Platforms & Tools, Digital (Robo) Investing

15/03/2019

additiv: Five questions on technology trends in the wealth management sector

Digital Platforms & Tools, Digital (Robo) Investing

08/03/2019

Business Overview

additiv DFS® is an omni-channel platform built to underpin digital age banking architecture. It is an orchestration layer that sits between client interaction channels and systems of record. Available to everyone at any time, additiv DFS® adapts to changing needs and intelligently delivers personalization, at scale. It enables companies to:

  • Embed regulated investment services into context-relevant user journeys.
  • Orchestrate interactions between client channels, systems of record, banking services and more.
  • Grow their customer base by integrating regulated services into new distribution channels.

 

additiv DFS® enables companies to launch instantly enterprise-ready, out-of-the-box wealth management services. Built on our WealthTech platform, their preconfigured products deliver seamless and engaging interaction for all customer groups across all channels. All complemented by a catalogue of RESTful APIs.

additiv DFS® is a cloud-native WealthTech platform with the most advanced technologies:

  • Transparent: Removing logic from the channel and core banking system keeps DFS® flexible.
  • Scalable: Our cloud DFS® platform is linearly scalable; supporting banks, wealth and asset managers of any size with the highest level of availability.
  • Secure and compliant: All data in DFS® is fully encrypted at rest and in transit. A sophisticated permission system, plus multifactor authentication minimizes risks.
  • Open ecosystem: Our partners provide complementary data, services or functionality, helping you to deliver differentiating WealthTech solutions.
  • API first: DFS® microservices-based approach allows for specialized use cases, fast experimentation and launch of new services.
  • Low TCO: API-first architecture means minimal maintenance and change costs.

DFS® is a system of intelligence, offering complete flexibility as needs evolve, from expanding existing businesses to embedding their services anywhere and everywhere. Customer experiences are key to client acquisition; driving the need to separate ‘systems of interaction’ from the orchestration layer. DFS® creates this separation with the most powerful orchestration engine, delivering a growing ‘system of intelligence’ that consumes and deploys data from several books of record. As a result, additiv’s WealthTech platform enables companies to simultaneously deliver multiple highly engaging experiences at digital age scale.

Partners

Key Data

Year founded
1998
employees
51-200
offices
6
Type of Clients
  • Asset Managers
  • Bank Wealth Managers
  • Digital Wealth Manager
  • Family Offices
  • Financial Advisors

additiv Solutions

additiv Hybrid Wealth Manager

additiv Hybrid Wealth is a omni-channel, advisor-led, out-of-the-box, fully integrated wealth management suite that is based on the additiv DFS Wealth Platform. It drives omni-channel client experience and servicing. This orchestration suite is designed for the creation and operation of digital offerings, including services and products with various business models for......

business needs
Client type
client geography presence
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additiv KickStarter

KickStarter allows your organization to get ahead of the sweeping changes facing the wealth management industry. It is available for multiple additiv solutions including its market-leading Hybrid Wealth Manager, and it combines three components. Each is compelling, but together they become a game changer. CA user experience platform. Allows wealth managers to launch......

business needs
Client type
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additiv Wealth Robo Advisor

additiv Wealth Robo Advisor are based on the DFS Wealth Platform, and they provide the wealth management industry with a compelling solution to serve their clients with a self-service wealth accumulation and/or wealth decumulation solution. Use cases include the entry into new client segments or markets in a cost-efficient manner or......

business needs
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Banking-as-a-Service (BaaS)

The benefits of utilizing BaaS: Boost sales and volumes: Reach an additional client base and reduce client acquisition costs. Lower average costs: Utilize excess capacity efficiently and reduce costs through volume growth. Grow profits: Achieve 3x higher Return on Equity (ROE) and increase profit channels. Embed into context-relevant user journeys With additiv’s DFS® platform, financial......

business needs
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Credit Engine

Credit Engine supports the whole client journey: Digital client onboarding Instant scoring and valuation of collateral (for example real estate, securities) Credit offers from multiple lenders based on their risk model Servicing the loan Prospective secondary market. Credit Risk Engine sits on a single platform, seamlessly integrated into a core banking or loan management system. It......

business needs
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Embedded Wealth Solutions

additiv’s DFS® platform allows brands to easily embed wealth management into their offering. Services can be tightly integrated into an existing journey, or offered standalone. The platform connects brands with additiv’s regulated and fintech ecosystem partners to deliver the end-to-end customer journey and fulfilment. Benefits of Embedded Wealth Embed wealth management into......

business needs
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Risk Analytics Dashboard

The analysis is possible for an individual client portfolio, the client book of an advisor, the client portfolio of an entire team and every organizational unit (market, country, region etc.). The dashboard view can be personalized based on roles and authorization level. The Risk Analytics Dashboard makes bank-wide exposure management a......

business needs
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Wealth Solution Builder

The foundation is the additiv DFS® platform and its extensive, ever growing RESTful API catalogue. Allowing a faster time to market, flexibility while letting FIs focus on their clients’ needs. It utilizes a standardized and unified API framework to enhance existing channels and add new ones: Tailormade: Build your own solution according......

business needs
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